If you’re a Coloradan struggling to pay property taxes, heat bills, or rent, you could get a cash infusion in the form of the Property Tax, Rent, and Heat Credit (PTC) Rebate program. In 2025, qualified recipients can get up to $1,112 to help cover housing necessities. We’ll explain how the rebate program operates, who qualifies, and how to get your application submitted by April’s deadline.
Overview
Here’s a snapshot of the program for 2025:
| Details | Information |
|---|---|
| Program Name | Property Tax, Rent, and Heat Credit (PTC) Rebate |
| Max Rebate Amount | $1,112 |
| Income Limits | $16,925 (single), $22,858 (married filing jointly) |
| Eligibility | Based on age, disability, income, and residency |
| Application Deadline | April 15, 2025 |
| Where to Apply | Colorado Revenue Online |
| Application Form | Form PTC-104 |
Whether you’re a senior, disabled, or earning a low income, this program offers meaningful relief for qualified residents.
What
The PTC rebate is a state-funded initiative that assists Colorado residents in paying for rent, heat, and property taxes paid last year. The 2025 rebate covers housing expenses paid in 2023, and it’s intended to alleviate financial burdens on vulnerable populations.
The maximum rebate of $1,112 may make a big difference for individuals on limited or fixed incomes.
Who
To be eligible for the rebate, you must satisfy a number of requirements:
1. Residency
You must have resided in Colorado throughout the calendar year 2023.
2. Income Limits
Your overall income must be below:
- $16,925 for single filers
- $22,858 for married couples filing together
- These figures include wages, pensions, Social Security, and other sources of income.
3. Age or Disability
You may qualify if:
- You were 65 or older by December 31, 2023
- You were disabled for the full year
- You’re a surviving spouse age 58 or older
4. Dependency Status
You cannot be claimed as a dependent on someone else’s federal return.
Examples
- Mary, age 67, earns $14,500 in Social Security. She qualifies due to her age and income level.
- Joe, 60, is disabled and lives in subsidized housing. With a $20,000 income, he still qualifies due to the disability rule.
How
Ready to apply? Here’s a simple breakdown of the process.
Step 1
- Download Form PTC-104 from the Colorado Department of Revenue’s website or pick it up from a local tax office or library.
Step 2
You’ll need:
- Proof of income (Social Security, pensions, 1099s)
- Rent receipts or property tax statements
- Heating bills
- Identification documents (ID or Social Security card)
Step 3
Fill the form with:
- Your full name, address, and Social Security number
- A detailed income report
- Your 2023 rent, heat, and property tax expenses
Step 4
Select one of the following:
- Online: By using the Colorado Revenue Online portal
- By Mail: Mail to
- Colorado Department of Revenue
- Denver, CO 80261-0005
Step 5
Check the status of your application and rebate using the “Where’s My Refund?” tool on the Revenue Online portal.
Avoid
Here are typical errors to avoid:
- Incorrect reporting of income: Report all sources of income
- Missing papers: Include all bills or receipts needed
- Late filing: Submit your application prior to the April 15 deadline
Challenges
If you encounter any of these issues, here’s what to do:
- Lost receipts? Request duplicates from your landlord or tax office
- Income a little over? Consider deductions such as medical expenses
- Not sure about eligibility? Contact the Department of Revenue or nonprofit organizations such as the Colorado Gerontological Society for free assistance
Tips
- Apply early: Applications are processed as they are received
- Double-check details: Accuracy accelerates approval
- Get help if needed: Free filing assistance is available at many libraries and senior centers
If you’re receiving Social Security, receiving a disability benefit, or fending for yourself on a modest income, the PTC rebate might be the relief you need. Just don’t wait until the last minute and file before the April 15, 2025 deadline to guarantee your payment.
FAQs:
Who qualifies for the $1,112 PTC rebate?
Colorado residents who are seniors, disabled, or low-income within limits.
What is the income limit for single filers?
$16,925 total income for single applicants.
How do I apply for the rebate?
Submit Form PTC-104 online or by mail before April 15, 2025.
What documents are needed?
Proof of income, rent or tax receipts, heating bills, and ID.